CARRIER

American Summit Insurance Company
Admitted "A-" (VI) carrier by A.M. Best Company

STATES

CO, NV

PRODUCT INFO

Coverage Available in CO

Click to view all Manufactured Home Coverages and Eligibility

Special Homeowners

• Newer manufactured homes located in a park or private land
• Values from $50,000 - $150,000
• Liability limits $300,000
• Comprehensive replacement cost
• Package policy
• Modular/multi-sectional homes
• 15 years old or newer
• Flood included
• Primary or seasonal / secondary residence

Preferred

• Older manufactured homes great for homes valued under $50,000
• Values from $5000 - $100,000
• Great for homes 35 years or old or newer
• Owner occupied mobile homes up to $100,000
• Comprehensive personal liability $25,000 to $100,000
• Comprehensive replacement cost
• Package policy
• Single or multi-sectional package policy
• Primary residence only
• Flood and earthquake included

Basic Universal

• Vacant and rental manufactured homes
• Value from $5000 - $100,000
• Primary, seasonal, rental and vacant risks
• Actual cash value loss settlement
• No age restrictions
• Flood and earthquake included
• Schedule up to 1,000 units per policy
• Optional personal property and liability
• CPL and OLT available from $10,000 to $100,000
• Trip collision available
• Vendors single interest protection available

Coverage Available in NV

Manufactured Home Coverages and Eligibility

Classic

• Newer manufactured homes located in a park or private land
• Values from $10,000 to $200,000
• 20 years old or newer
• Comprehensive replacement cost
• Package policy
• Single or multi-sectional homes
• Personal liability from $25,000 up to $500,000
• Protection Classes 1 through 10 are acceptable
• Replacement cost for mobile home and contents
• $1,000 Policy All Peril Deductible is available for a $30 policy credit
• Program is for Mobile homes 20 years old or newer
• Insureds over age 50 discount
• Flood included
• Primary residence only

Superior Mobile Homes

• Older manufactured homes great for homes valued under $50,000
• Values:
• 1976 and newer from $5,000 to $100,000
• 1975 and older from $5,000 to $60,000
• Comprehensive full repair cost coverage
• Package policy
• Single or multi-sectional package policy
• Primary, secondary/seasonal homes
• Liability up to $300,000
• Flood and earthquake included
• Comprehensive personal liability

Universal

• Vacant manufactured homes
• Mobile homes from $3,000 to $75,000
• Comprehensive coverage
• Vacant or for sale risks
• Actual cash value loss settlement
• No age restrictions
• Flood included
• Schedule up to 1,000 units per policy
• Lenders interest protection available

Basic Universal

• Rental/commercial manufactured homes
• Values from $1000 - $100,000
• Comprehensive coverage for dwelling
• Comprehensive personal property
• Optional liability up to $100,000
• No age restrictions
• Flood and earthquake included
• Schedule up to 1,000 units per policy
• Personal liability from $10,000 to $100,000
• OL&T liability from $10,000 to $100,000
• Lenders interested protection available
• Trip collision available up to $10,000
• 20% personal effects included (except on rental units)