Full motorcycle coverage options now available  

Arrowhead is pleased to announce expanded motorcycle coverage options for your California clients. You can now offer physical damage coverage in addition to liability. (*Please note: Physical damage coverage is subject to conditions.) That’s full coverage for your moto clients. And even bigger: a monthly installment plan is available via our Arrowhead Exchange, regardless of premium size.

"Our underwriters look at a range of data, taking into account the age of the rider, their driving record and the type of bike they ride," explained Todd Drake, vice president of our Motorcycle Program. "In many cases we can offer full coverage." An additional equipment endorsement up to $2,500 is also available with physical damage coverage, or insureds can purchase up to $30,000.

Todd provided the top 5 reasons to quote with Arrowhead:

  • Nation Safe Drivers Motor Club membership and roadside policy is included for all bikes
  • Low monthly installment plans available, including recurring EFT, credit and debit card
  • M1 motorcycle license not required
  • MVR only; permissive use policy
  • Easy to quote and submit

Touting the importance of Nation Safe’s roadside policy, Todd explained, “Say your client’s enjoying riding the back roads up in Yosemite, when his bike sputters and dies. He’s miles from anywhere. His weekend is shot.

"If he has Arrowhead motorcycle coverage, it automatically includes a roadside policy, featuring fast roadside assistance and towing," Todd said. 

Multiple discounts for motorcycle coverage are still offered, including:

  • Multi-cycle 
  • Safety / MSF or another approved motor vehicle accident prevention course
  • Association such as a member of the American Motorcyclist Association or another recognized association
  • Persistent 
  • Mature driver
  • Anti-lock brake 
  • Recovery device discount 
  • Engine guard and frame slider
  • Agriculture (for ATV or UTV) solely for farming/ranching purposes 
  • Anti-Theft 

Insureds must have possessed a valid California Motorcycle endorsement in the last three years – International Licenses are not accepted.

For your clients, low down payments and multiple payment options are available for this annual policy term, ranging from 5 payments or 12 monthly payments, via recurring EFT using the client’s credit or debit card.

For more motorcycle coverage details, view the California Quick Reference Guide or our motorcycle page. Producers, you can get a fast quote on Arrowhead Exchange

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