Carrier

Universal North America Insurance Company

Admitted "A-" (Excellent) rated carrier by A.M. Best Company

States

CA

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Product Info

Arrowhead's Residential Earthquake Program is designed to provide better earthquake insurance options for California home and condominium owners. Since the Northridge earthquake of 1994, insurance companies have greatly restricted the types of policies they are willing to offer and, in many cases, raised the premiums too. This has created a void in the marketplace for reasonably priced, high quality insurance products.

Our Residential Earthquake Program delivers insurance products with broader coverages, higher limits and lower deductibles. The rates are competitive depending on the location of the risk and age of the dwelling.

In addition to high quality products, Arrowhead provides the ease of doing business considerations our producers need to get the job done quickly and accurately. Quoting and submitting applications can be easily accomplished online through Arrowhead Exchange. Direct billing with either a full-pay or three-pay option provides the simplicity and convenience producers and policyholders need. In addition, payments can be made by personal check, VISA or MasterCard.

Target Market

Newer structures or those that have been retrofitted and built on flat or gently sloping lots with slab or raised concrete foundations.

Commissions

10% commission new and renewal.

Program Highlights

Eligibility:

• Dwellings: $100,000 minimum to $5 million maximum (Except LA County; maximum is $2.5 million) dwelling replacement limit
• Condominiums: $25,000 minimum to $500,000 maximum contents limit
• 1937 and newer dwellings are acceptable provided older homes have proof of retrofitting. Condo must be built 1960 and newer

Special Coverage Endorsement Available:

Superior EQ Plus Endorsement

• Increases sublimits for swimming pools
• Increases Loss of Use up to $100,000

Coverage Highlights

View Personal Property and Liability Coverage Amounts

This product is available on Arrowhead Exchange

Arrowhead Exchange is our secure online portal where producers can quote and submit new business and service existing policies. This easy-to-use online facility helps streamline new business and post-sale tasks.

Click here to learn more about the benefits of Arrowhead Exchange.

Marketing

Marketing Video
Click video below to watch Arrowhead President Steve Bouker discuss the importance of earthquake insurance with Insurance Journal.

Contact

Please click here for a list of contacts for this product.